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Terms of Service

Last updated: September 16, 2026

These terms govern your use of kindredlegacylife.com and the messages you receive from Kindred Legacy Life. Kindred Legacy Life is the business name of Samuel Holmes, a licensed insurance producer (NPN 22308775). By using this site, submitting a form, booking a call, or opting in to text messages, you agree to these terms and to our Privacy Policy.

What we do

We are an independent life insurance agency. We help you compare and apply for coverage from insurance carriers we are appointed with. We do not issue policies ourselves. Any policy you purchase is a contract between you and the issuing carrier and is governed by that carrier's terms. Coverage, rates, and availability vary by state and carrier and are subject to underwriting approval.

No advice

Information on this site is general and educational. It is not tax, legal, accounting, or investment advice, and it is not a guarantee of coverage or price. Please consult your own professional advisors about your situation.

SMS messaging program terms

Program name: Kindred Legacy Life text messages.

What you will receive: conversational follow-ups to a quote request or appointment you made, appointment confirmations and reminders, quote and application updates, and occasional service messages about your coverage. Message frequency varies.

How you opt in: by checking the consent box and submitting the quote request form on this site, or by booking an appointment through the calendar on this site. Consent is not a condition of purchasing any product or service.

Cost: message and data rates may apply according to your mobile plan. Carriers are not liable for delayed or undelivered messages.

Opt out: text STOP to any message at any time (you may also reply STOP, UNSUBSCRIBE, CANCEL, END or QUIT). You will receive one confirmation text and no further messages unless you opt in again.

Help: text HELP to any message, call or text 602-664-3369, or email sam@kindredlegacylife.com.

Age restriction: you must be at least 18 years of age to opt in to this messaging program, to use this site, or to apply for coverage through us. We do not knowingly collect information from, or send messages to, anyone under 18.

Privacy: mobile opt-in information and text messaging consent will not be shared with third parties or affiliates for marketing purposes. See our Privacy Policy.

Your responsibilities

Intellectual property

The content, logo, and design of this site belong to Kindred Legacy Life and may not be copied or reused without permission.

Third-party tools

Our forms and scheduling calendar are provided by third-party services and are subject to their own terms. Links to other websites are provided for convenience and we are not responsible for their content.

Limitation of liability

This site is provided as is. To the fullest extent permitted by law, Kindred Legacy Life is not liable for indirect, incidental, or consequential damages arising from your use of the site or from messages sent under this program. Nothing in these terms limits any rights you have under applicable insurance law.

Changes

We may update these terms from time to time. The date at the top shows the latest revision. Continued use of the site or the messaging program after a change means you accept the updated terms.

Contact

Kindred Legacy Life
Samuel Holmes, Licensed Insurance Producer, NPN 22308775
322 Karen Ave, Las Vegas, NV 89109
602-664-3369 · sam@kindredlegacylife.com

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